March is here, and with it comes a wave of valuable credit card benefits that often go unused. It’s easy to lose track of these perks, letting potential savings slip away each month. This isn’t about complicated strategies; it’s about reclaiming what you’ve already earned.
American Express cards, in particular, are known for delivering benefits in monthly installments, rather than a single annual lump sum. This requires consistent attention to maximize value. Remember, these credits are typically “use it or lose it,” meaning they won’t roll over to the next month.
The American Express Platinum Card offers a wealth of monthly perks. You can receive up to $25 for digital entertainment – think Disney+, Hulu, or even a New York Times subscription – but enrollment is key. Additionally, $15 in Uber Cash awaits, perfect for rides or Uber Eats, and a $12.95 credit can offset your Walmart+ membership fee.
Beyond those, Platinum cardholders can also enjoy up to $9.99 for Uber One and receive statement credits towards Saks Fifth Avenue purchases throughout the year. Don’t overlook the significant travel benefits, including up to $300 semi-annually for bookings through Fine Hotels + Resorts and The Hotel Collection.
If you find a credit missing from your statement, don’t hesitate to contact American Express via online chat. They are generally responsive and can quickly resolve the issue. These benefits are designed to offset the card’s annual fee, making it even more rewarding.
For business owners, the American Express Business Platinum Card provides its own set of monthly advantages. You can earn up to $50 quarterly on Hilton purchases and $10 towards wireless bills. A substantial $1,150 in statement credits is available annually for Dell purchases, requiring a minimum $5,000 spend.
The American Express Gold Card also delivers consistent monthly value. Resy dining credits, Uber Cash, and statement credits for dining at select restaurants like Five Guys and Wine.com can quickly add up. A monthly Dunkin’ credit is another sweet perk for coffee lovers.
The American Express Business Gold Card offers a flexible $20 monthly statement credit for purchases at FedEx, Grubhub, and office supply stores. These credits are a simple way to offset the card’s annual fee and maximize your business spending.
Delta SkyMiles cardholders can also take advantage of monthly credits. Resy credits and ride-hailing statement credits are available, with varying amounts depending on the specific card. Remember to opt-in annually to ensure you receive these benefits.
The Hilton Honors American Express Aspire Card provides a generous $200 Hilton Resorts statement credit twice a year, along with $50 quarterly flight credits. The Hilton Honors American Express Surpass Card offers $50 quarterly Hilton statement credits, while the Business version provides $60.
Marriott Bonvoy Brilliant cardholders can enjoy $25 monthly dining credits, and Chase Sapphire Reserve cardholders have access to credits for The Edit hotels, DoorDash, and Lyft. The Sapphire Preferred card offers a hotel credit and DoorDash benefits as well.
Even cards like the Discover it Cash Back and U.S. Bank Cash+ offer rotating 5% cash back categories each quarter, requiring activation to maximize earnings. Don’t let these opportunities pass you by.
Ultimately, taking a few minutes each month to review your credit card benefits is a powerful way to unlock significant savings. It’s about being proactive and ensuring you’re getting the most out of the cards you already use.
Don’t let these valuable perks expire unused. A little awareness can translate into substantial rewards, making your credit cards work harder for you.
